Secrets Blog

Make sure your credit card company has your most
current phone number (especially your cell phone -or-
work number) so the card company can call
you immediately when they spot suspicious charge
patterns on your account.

Don't ever use your ATM debit card for Internet
purchases. Your credit card fraud liability is limited
to $50 but ATM debit card fraud could drain all of the
available funds within your checking account.

Be on the lookout for small but unusual transactions
such as frequent purchases at gas stations you did not
make.

If you get a phone call or an e-mail about
suspicious activity on your account, give no
information over the phone or on-line.
Instead, write the card representative's name down on
paper and attempt to call them back at the number
listed on the back of your card.

Frequently inspect your statements on-line.

Call your credit card company immediately if a
monthly statement doesn't appear in the mail on time.

Shred your statements once you've checked to make
sure they're correct.

Shred new card solicitations promptly after
reading them.